There are many things in life we can do without, but Insurance is not one of them at some point it will be required, I have just googled "how much is the insurance industry worth", the result stated that in the US alone Insurance industry net premiums written totaled $1.2 trillion in 2017. That's a lot of Insurance policies. If you buy a house, a car you will need Insurance, if you live in a country that does not have free health care, you will need Health Insurance. And the different types of Insurance for sale it quite astounding.
But has it changed over the years, I remember my farther being an Insurance agent, cycling for miles each day, to collect premiums and a big pack of the different policies he had for sale, one of my first jobs was knocking on doors selling Term Insurance, now most of it is done on line. A few clicks and you are Insured.
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